FHA Approved Appraiser

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    We can do FHA Mortgage Appraisals
    The FHA maintains the rolls of approved appraisers for each state – Home Appraisals, Inc. is on the roster of approved appraisers.  If you have an FHA-secured loan, be sure to hire Home Appraisals, Inc., as we are approved and qualified to perform FHA reports. A certain amount of the continuing training our staff at Home Appraisals, Inc. undergoes deals precisely with comprehending the FHA’s documentation and their rules and procedures.
    The FHA is the Federal Housing Administration, which is a federal agency in the United States Department of Housing and Urban Development (HUD); if your loan is an FHA loan, it means it is backed by them. The FHA does not loan funds to borrowers. Rather, it provides lenders with security by offering mortgage insurance in case the borrower defaults on his or her financial obligations. The FHA and their loan programs are created to assist low-to-moderate income homebuyers by easing credit qualifications. Remember that the lender working with the the FHA is permitted to choose which appraisers they will use, different from VA appraisal panel.
    The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. FHA loan programs are incredibly helpful to those consumers with less accessible funding.

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